Trying to stay out of the political section with this so please folks keep it professional. OOIDA mentioned on their radio show (a while back) that they had MEC coverage available for all members so I scratched around a bit. It seems that the insurance companies and the states have not been offering true minimum compliance level insurance through the marketplaces. The minimum coverage required under ACA/ObamaCare is detailed on this page https://www.healthcare.gov/coverage/what-marketplace-plans-cover/. Any plan that covers those requirements qualifies and negates the IRS penalty. Now OOIDA is offering the MEC plan for $65 per month to members. It's a national plan that bypasses the state and federal marketplaces. It also counts as coverage in case Trump gets his way and increases rates on folks that have a laps of coverage. OOIDAs page for their MEC is here: http://www.ooida.com/BenefitsServices/Services/MedicalBenefits/MecHip/default.asp In my reading through the B.S., what it looks like to me, is you are signing up for a year of prepaid doctor visits. Not sure it's the best for everyone but we all need to know it's a choice that's out there.